Cash Flow Management Package

Manage Actual and Planned Cash Flow on One Screen

The Montag Cash Flow Management Package combines the actual cash flow formed by bank movements with the planned cash flow and budget data in SAP to create a single management view. Every incoming and outgoing cash movement is classified automatically according to business rules; liquidity, cash position and budget variances can be monitored in real time.

What Is It?

The Montag Cash Flow Management Package is an SAP-based cash management solution that brings together bank account movements, SAP finance data and budget plans to manage actual and planned cash flow on a single platform.

Problem Space

Do these questions sound familiar?

01

Can you not see which business activity the money leaving the bank was used for?

02

Do you determine manually which cash flow line an incoming collection belongs to?

03

Are actual cash and the budgeted, planned cash managed in isolation from each other?

04

Does the finance team have to prepare the cash flow in Excel?

05

Can management not reliably foresee the future cash position?

The Montag Approach

At Montag, we do not merely transfer bank account movements into SAP; we classify every movement automatically according to your company's cash flow structure.

Questions such as "where did the money come from?", "what was it spent on?" and "which cash flow line does it belong to?" can then be answered without manual analysis. By linking actual bank movements with SAP Cash Flow Budgeting and planning data, our solution presents actual, planned and forecast cash flow in a single report.

SAP components used in this solution
SAP Cash Management SAP Treasury and Risk Management (TRM) SAP Cash Flow Analyzer SAP Analytics Cloud (SAC) SAP BW/4HANA SAP BPC Embedded Planning SAP S/4HANA Finance
Scope / What's Included

What does this package include?

Automatic Classification of Actual Cash Movements

All collection and payment movements from the banks are assigned automatically to cash flow lines according to defined business rules.

Consolidation of Actual and Planned Cash Flow

Actual bank movements are combined with budget, forecast and planned cash flows in a single report.

13-Week Liquidity and Cash Projection

Actual data and planned payments are evaluated together to provide short- and medium-term liquidity visibility.

Scenario-Based Cash Flow Analysis

Cash projections are created for FX movements, collection delays, payment deferrals or financing scenarios.

Cash Flow Budgeting Integration

Cash flow reports talk directly to Cash Flow Budgeting processes; actual results are compared continuously with plan and budget.

Benefits

What do you gain with this package?

01

Instant visibility of the reason behind every movement in and out of the bank

02

Actual and planned cash flow managed in a single report

03

Less manual classification and Excel work

04

Reliable liquidity forecasts

05

Better financing decisions

06

Real-time cash visibility for the CFO and treasury teams

07

A continuously updated cash budget

Use Cases

Who is it for?

01

Automatic cash flow classification of daily bank movements

02

13-week liquidity management

03

Consolidated cash visibility for group companies

04

Automatic feeding of Cash Flow Budgeting processes

05

Comparison of planned and actual cash flows

06

Feeding CFO dashboards with live cash data

Why Montag?

Why Montag Cash Flow Management?

01

We Turn Bank Movements into Business Insight

Every payment and collection is more than an accounting entry. Our solution automatically determines which activity, budget or cash flow line each movement belongs to.

02

We Manage Planning and Actuals on the Same Platform

Cash Flow Budgeting, SAP Treasury and bank movements run on a single data model.

03

Designed for Finance Leaders

The reports we build are not accounting screens; they are management views that make decisions easier for the CFO, the Treasury Manager and Finance Directors.

Frequently Asked Questions

What people ask

Using defined business rules, the solution assigns bank movements automatically to the relevant cash flow lines. For example, customer collections, vendor payments, payroll, tax payments, loan repayments, interest receipts and capital expenditure can all be separated automatically.

Actual bank movements are consolidated with SAP FI, SAP Treasury, SAP Cash Management, Cash Flow Budgeting and forecast data and shown in a single report.

Yes. Actual cash movements can feed the budget and forecast processes directly, so planned and actual cash can be compared continuously.

Yes. By combining actual cash movements with expected future collections and payments, the solution can produce liquidity projections for 13 weeks or other periods.

Yes. The solution works with SAP data alongside the actual account movements coming from bank integrations.

Get started

See instantly why every payment left the bank and which cash flow every collection belongs to.

Manage actual and planned cash on a single platform. Let's assess together how the Montag Cash Flow Management Package can be adapted to your organisation.

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